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Combined with skimpy down payments of 3.5 percent and minimal bank reserves, these borrowers have a high statistical probability of defaulting on their loans. [For many millennials, FHA is the place.

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Your local bank branch may be your first stop, but it’s not the only option out there. For many Canadians, their mortgage is the single biggest debt of their lifetime. You could potentially be leaving.

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Your best bet is to call the loan servicer and have them. At a minimum, the information you need to have on the check sent from your bank is the loan number, your home address and the name of the.

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