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More people pay their mortgages on time, but how long will this good news last? – It’s no secret: Since 2010, stricter federal underwriting rules imposed on the mortgage industry have banned some of the lending industry’s previous worst habits, and required them to screen out.

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Insider Information: How Insurance Companies Measure Risk – Insurance companies use a methodology called risk assessment to calculate premium rates for policyholders. Using software that computes a predetermined algorithm, insurance underwriters gauge the risk that you may file a claim against your policy.

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The mortgage market risk no one's talking about, plus a proposal to. – .mortgage companies that are not subsidiaries of a bank or a bank holding company-are The authors find that risks are particularly acute for mortgages in securitizations guaranteed by more vulnerable to delinquencies triggered by a fall in house prices through the higher costs of servicing.

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