Homes Sweet Texas Home Loan Program: for Texas home buyers with low and moderate incomes. Program Benefits. A 30-year fixed interest rate mortgage loan, several rates and loan options available; Down payment assistance (DPA) provided as a grant (never needs to be repaid) or repayable second lien loan; DPA available for up to 6% of the loan amount

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“There’s a good percentage of folks that would not even qualify after these changes,” said Cliff Auerswald, president of All Reverse Mortgage Inc, a lender in Orange County. to make a bid on an.

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