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Trade tensions push mortgage rates lower for second week in a row – Mortgage rates tend to follow the same path as long-term bonds. When bond yields fall, home-loan rates usually move lower, as well. Because of the uncertainty surrounding the trade talks, it is.

Loan approval is subject to credit approval and program guidelines. Not all loan programs are available in all states for all loan amounts. Interest rate and program terms are subject to change without notice. Mortgage, Home Equity and Credit products are offered through U.S. bank national association.

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There’s a type of common question about FHA home loans that involves whether there’s any special help for some FHA loan applicants such as single parents. Is there any assistance for people who need down payment help or lower mortgage payments?

The mortgage rate isn’t the only factor when it comes to the cost of your home loan. Be sure to look at each lender’s fees and closing costs to fully assess the cost of the loan. When you apply for a loan, your lender will give you a form called a Loan Estimate that makes it easier to compare the total cost of the loan, including fees.