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House Loan Lenders Best Mortgage Rates & Lenders of 2019 | U.S. News – An asset used to secure a loan. If you don’t pay off the loan, the lender can take the collateral. When you take out a mortgage to buy a house, the property will be collateral for the loan until you pay it off. closing costs: expenses you need to pay to set up your mortgage and complete the purchase of a house. Closing DisclosureApply Home Loans

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