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Mortgage loan – Wikipedia – Mortgage lending will also take into account the (perceived) riskiness of the mortgage loan, that is, the likelihood that the funds will be repaid (usually considered a function of the creditworthiness of the borrower); that if they are not repaid, the lender will be able to foreclose on the real estate assets; and the financial, interest rate.

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A mortgage is a legal agreement between a homebuyer and a financial institution where the latter provides a loan to the borrower to cover most of the cost to purchase a home. Correspondingly, a.

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