A 15-year fixed-rate mortgage maintains the same interest rate and monthly payment over the 15-year loan period. The 15 year fixed-rate mortgage allows the borrower to pay off the mortgage faster and typically has a low interest rate. But monthly payments are usually higher than with other mortgages.

 · View and compare urrent (updated today) 15 year fixed mortgage interest rates, home loan rates and other bank interest rates. Fixed and ARM, FHA, and VA rates.

The 30-year fixed-rate mortgage averaged 3.75% in the July 11 week, unchanged compared to a week ago, Freddie Mac said.

What Is The Prime Rate Today PRIME-RATE FUNDS plow a middle course between high-yielding junk-bond funds and conservative money-market funds. But when interest rates look set to rise, these niche investment products could have.

Mortgage rates. the 30-year fixed-rate average shot up to 4.38 percent with an average 0.6 point. (Points are fees paid to a lender equal to 1 percent of the loan amount.) It was 4.32 percent a.

 · Add the cost of refinancing – your closing costs will typically amount to about 2% to 5% of the loan value – to the cost of your new payments. (For a 15-year loan, for instance, multiply your revised monthly payment amount by 180, for 15 years x 12 months.)

Average Interest Rates On Home Loans Average Interest Rate On Home Loans – Average Interest Rate On Home Loans – Visit our site and try out our refinance calculator and you will see how much you could lower your monthly payments on your mortgage loan.

Over the past 48 years, interest rates on the 30-year fixed-rate mortgage have ranged from as high as 18.63% in 1981 to as low as 3.31% in 2012. Mortgage rates today remain at historical lows, with over 60% of mortgage holders paying rates between 3.00% and 4.90% as of 2015.

Mortgage rates were driven down this week. It was 4.41 percent a week ago and 4.44 percent a year ago. The 30-year fixed rate hasn’t been this low in more than a year. The 15-year fixed-rate.

Best Mortgage Rates In Dallas For a first time home buyer Dallas offers a wide range of housing choices to fit any pocketbook. Home ownership is the American dream but finding the right home in the right neighborhood at the right price can be a challenge. And then, you need to get financing with a mortgage rate.What Are Fha Rates What’s a mortgage rate? A mortgage rate is the amount of interest paid on the mortgage, quoted as an Annual Percentage Rate (APR). current mortgage rates are 4.08% for a 30-year fixed mortgage.

How to pay off a 30 year home mortgage in 5-7 years Check out the mortgage rates charts below to find 30-year and 15-year mortgage rates for each of the different mortgage loans U.S. Bank offers. If you decide to purchase mortgage discount points at closing, your interest rate may be lower than the rates shown here.

Monthly payments on a 15-year fixed refinance at that rate will cost around $699 per $100,000 borrowed. That may put more pressure on your monthly budget than a 30-year mortgage would, but it comes.

Refinancing your mortgage is a big step. At Chase, we can help you free up money in your budget by lowering your monthly payments or provide you a one-time cash payment during refinancing by tapping into your home’s equity. Discover how you can refinance your current mortgage and calculate refinance rates and payments with our mortgage calculators.