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PDF Product Update 18-01 Texas Home Equity 50(a)(6) Changes – Texas Home Equity 50(a)(6) Changes As previously announced, on January 1, 2018, the new Texas Home Equity laws take effect and provide significant changes to the existing 50(a)(6) restrictions for cash-out refinance loans on homestead properties in the state of Texas.

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Rules Heloc Texas – Baypacificgroup – Home Equity FAQs | Independent Bankers Association of Texas – This is not a refinancing for purposes of Reg Z nor should it be a refinancing for purposes of the home equity rules. In other words, it is a simple deal.. The customer has a $75,000 Texas home equity note (cash out, fixed rate, first lien) dated June of 1999. The customer is.

Cash-out refinance Texas rules for homeowners in Texas.. and better peace of mind than a home equity line of credit's (HELOC) variable rate.