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How much house can you afford? Find out in 6 steps – How much house can you afford? Find out in 6 steps. October 1, 2018.. Ignore the "loan amount" field. Besides the fact that you don’t know it yet, all you want at the moment is the interest rate banks might offer you. Banks consider a variety of criteria, so this too is an estimate.

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How Big of a Mortgage Can You Afford? Probably Less Than the Bank Wants to Give You – A common question for first-time and even experienced home buyers is, "How much house can I really afford. The bank wants you to take out the maximum amount you can afford on paper — based on its.