How to Get a Mortgage Without a Full-Time, Permanent Job. Advertiser Disclosure. credit card that requires an excellent credit score You’d likely get rejected, and that’s no good for you or.

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Can You Get a VA Loan With Less Than Two Years of Steady Employment? Stable, reliable income is a requirement for a VA loan, but that doesn’t always translate into two-years of steady employment – especially when transitioning from service.

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So I’ve learned that if you’re a retiree with little to no documented income, but plenty of assets, you can certainly get a mortgage to buy a house. And you can probably find a competitive interest rate. But you’ll need to shop around. Some mortgage brokers won’t be familiar with these asset-based kinds of loans.

A frequently asked question is, "Can you qualify for a mortgage during or after you get a new job?" Here’s what Zillow Advice users had to say: "As long as you have a continuous employment history and are currently employed at time of application you should be fine as long as there are no major discrepancies such as going from W2’s to.

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Most of the time lenders are going to be wary about lending to someone without a job. How can they be sure that you'll be able to pay the loan each month if you.